Nice Guide To Online Banking

5 May

Internet banking has become very popular in recent years and the technology to protect you has come a long way, unfortunately for every advance in safety there is also an advance in methods to get around that safety. You can minimise risks by using a bit of common sense and also knowing what tricks are common.

This link has a lot of useful scamming techniques and the ways in which you can avoid them and keep your current accounts and savings safe.

Amplify’d from
How Safe Is Online Banking?


Perhaps the most common in online financial scams is phishing. In short, phishing can be described as any attempt to steal someone’s username and password by tricking people through email to hand over their personal details. The most common example will arise in security warnings where a scammer will email you claiming that there has been suspicious activity on your account and then invite you through a link to update your details. Of course to update your details you have to first enter your original username and passwords resulting in the culmination of the scam. The fake sites that the emails link you to are often near identical replicas of the official sites and as such end up fooling many people into believing they are the real thing.

Insecure Passwords

If you use an insecure password to log into your bank then you’re just asking for trouble. If it’s something obvious then anyone can have a guess and gain access to your account without any much hassle.

Spyware and Malware

Spyware and malware are malicious pieces of software that are downloaded onto your computer by tricking you into believing your accessing something you’re not. Common examples include being offered to download a piece of security software or a funny video through a pop up or download link. What actually results are any number of possible programs that can be used by hackers to record personal data.

Wi-Fi Snooping

Wi-Fi hotspots are becoming increasing common in today’s world allowing anyone to access the internet from various locations when they are out and about. The public networks that can be accessed are never 100% safe from hackers who can look in and record what you’re doing online. Snooping is also a problem for home networks which don’t have proper security measures established. Depending on the range of your personal wireless router, anyone could potentially access your personal network within 50 meters of your home.


There are many fraudulent webpage’s online that will link users to what they believe are reputable sites. In reality these links actually redirect users to copy sites which will often look exactly like the real thing. As soon as you type in your details then there’s nothing you can do.



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